The University provides group long-term disability insurance coverage for
eligible faculty, administrative and support staff upon completion of
three years of continuous service.
The three year waiting period may be waived if the employee:
- is on at least a 75% regular academic or fiscal year assignment;
- was covered by his or her former employer under
a similar group program through an insurance company where benefits were
payable for a minimum of five years and which was in effect within 90
days prior to his or her employment at the University; and,
- provides documentation of such coverage to the
Human Resources Department within 60 calendar days of the first day of
The long-term disability monthly income benefit equals 60% of the
employee's monthly wage base (up to a maximum monthly benefit of $3,500),
less the sum of benefits from other sources, such as Social Security or any
other retirement disability benefits. In addition, the plan also
provides a monthly annuity premium during the period of disability.
An employee may be eligible for disability benefits because of sickness
or injury if he or she:
- is limited from performing the material and substantial duties of
his or her regular occupation; and,
- has a 20% or more loss in indexed monthly earnings due to the same
sickness or injury.
Benefits start the first day of the month after the end of the Elimination period. The elimination period is approximately six months,
or 180 consecutive days of documented disability status.
For more information about the
University's Long-Term Disability benefits, please refer to the
University Handbook, section C.5, or contact the
Long-Term Disability Certificate