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Invest in Your Debt--Get a 37.13% return* on your investment.
If you are among the millions of Americans concerned about the impact of credit cards, car loans, student loans, and mortgage debt on your financial well being, this workshop is a must for you. Eliminate all your consumer debt in 1-3 years and then your mortgage in another 4-5 years. In this practical, time-tested workshop, learn how to get completely out of debt at your current income level. During the WebClass you will develop your own debt elimination plan that can be immediately integrated into your lifestyle. No second job. No major sacrifices. Just true financial freedom and peace of mind. Note: instructor does not sell insurance, mutual funds or any type of investments; strictly an educational seminar.

Take the WebClass online, at your convenience, as often as you need to, at any time, 24/7.

Price $47 ---Includes 3 Hour Seminar, “Invest In Your Debt” 186 page PDF Download Textbook, and Workbook as well as the Debt E-Racer Software.

* Equivalent return for the typical American family, if invested in traditional investments

Click Here to order the IYD Webclass

Spend Smart WebClass
While there are many paths to wealth, all of them have one common component. They require at least some money to get started. Getting ahead financially begins with consistently ending each month with extra money after the bills are paid. The only means of accomplishing this are to either earn more or spend less. Many believe they can earn their way to financial success, but for most people increased earnings means increased spending as well. According to The Millionaire Next Door, "If you make a good income and spend it all, you are not getting wealthier. You are just living high."

Creating Wealth...Even with no Room in your Budget
No matter what your income level, the key to creating wealth is to spend less than you make by learning how to Spend Smart. Sure, the Spend Smart WebClass provides many tips and strategies for saving money on groceries, utilities, insurance, cars and more...but there is much more to Spend Smart than learning 1001 ways to save money. Knowing how to save money is worthless unless you actually capture the money. Spend Smart teaches unique process, known as K+PAR, that turns the knowledge of saving money into cash in your pocket. Spending smart does not mean sacrificing or doing without, rather it is about getting maximum value from each purchasing dollar and gaining a greater understanding of how and why purchasing decisions are made by discovering your hidden "spending personality". By spending smart, the typical family can effortlessly capture several hundred extra dollars each month by using a simple but powerful "Reverse Budget" technique to plan their savings and then "Seize the Savings" by removing the money from their spend-able income. By taking the Spend Smart WebClass you will learn how to imitate The Millionaire Next Door, and like millionaires, will realize that how you spend your money is the biggest factor in determining whether or not you create wealth.

Take the WebClass online, at your convenience, as often as you need to, at any time, 24/7.

Price $47 ---Includes 3 Hour Seminar, “Spend Smart” 191 page PDF Download Textbook, and Workbook as well as the Debt E-Racer Software

Click here to order the Spend Smart Webclass

Dave Ireland is President of IYD Inc., a financial education company in Austin, TX. A former executive at Eastman Kodak, Dave retired in 1992, and has spent 15 years showing people like you the path to true financial freedom.

Click here to visit www.investinyourdebt.com

8600 University Boulevard - Evansville, IN 47712-3596 - 812/464-8600

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