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2013-2014 ESTIMATED Cost of Attendance (Financial Assistance Budget)

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The Office of Student Financial Assistance establishes the cost of attendance (COA), which is also known as the financial assistance budget, for the purpose of determining financial assistance eligibility. The cost of attendance includes allowances for tuition and fees, housing and food, books and supplies, and other miscellaneous expenses. The allowances are determined with consideration for direct costs (costs billed to the student; e.g. tuition, fees, housing, meal plan) and indirect costs (costs not billed to the student; e.g. books, supplies, miscellaneous expenses).

Tuition and Fees

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Tuition and fees are direct costs and are billed to the student each semester. The tuition and fee amounts used in the cost of attendance are based on an average enrollment of 30 semester hours per academic year.

When planning for your actual costs, it is important to remember that the University will bill you for tuition and fees for the number of credit hours you register for. The 2013-2014 estimated semester credit hour rates are as follows: Indiana resident undergraduate $210.94 and graduate $306.22; non-resident undergraduate $502.14 and graduate $603.91. Official tuition rates will be published once approved by the Board of Trustees.

Housing and Food/Room and Board

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Room and board may be either direct costs or indirect costs depending on whether or not you live on campus. If you are living on-campus the housing and food allowances are based on a double-room, 4- person unit in University Housing with the Blue Eagle Meal Plan. If you are living off-campus, either with parents or in your own home/apartment, your housing allowance is based on regional averages and your food allowance is based on the Blue Eagle Meal Plan.

If you contract for University housing and/or a meal plan, you will be billed for the semester rental (and meal plan if applicable) in addition to tuition/fees.

Books and Supplies

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Books and supplies are indirect costs. The books and supplies allowances are based on full-time enrollment and average book costs. Your books and supply expenses may vary based on the courses that you are taking.

You will not be billed for textbooks; they are purchased from the USI Bookstore. Students should come to campus with sufficient funds to buy books and supplies. However, students with sufficient aid remaining after all billed charges are satisfied, may charge books in the USI Bookstore the week before classes begin and during the first week of the term. See book advance information for additional information.

Miscellaneous/Personal Expenses and Transportation

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Other expenses include allowances for miscellaneous/personal and transportation expenses. These expenses are indirect costs that you will not be billed for but are paid by you as they occur. Indirect costs may vary greatly, but are based on what are considered reasonable, but modest, costs estimated for financial aid purposes to determine your cost of attendance/financial assistance budget. Loan fees are included in miscellaneous/personal expenses, if applicable.

Below are the ESTIMATED Financial Aid Budgets/COA for undergraduates attending USI full-time for the academic year and enrolling in a total of 30 hours for fall and spring combined (not including summer costs).

Note: Your fall/spring costs may be more or less than this estimate. To obtain a closer estimate of billed costs, please use the cost estimator at https://www.usi.edu/admissn/ssl/costestimator.asp.