Students who cannot borrow sufficient funds through the Stafford Loan Program and students who are not eligible for Stafford Loans may find alternative loans a valuable resource. For eligible dependent students, alternative loans are generally not a bargain when compared to the Parent PLUS Loan. To see a comparison of alternative and Parent PLUS Loans, click on this link. Two groups of lenders appear below. Select the group that fits your situation.

ELM has compiled a online comparison lender list for USI.  This list provides detailed information on interest rates and other features of our recommended lenders' products.  After viewing this information, use the back button on your browser to return to this page.

Group One: Lenders for students on financial aid suspension

☼ These loan programs do not require minimum half-time enrollment.

Group Two: Lenders for students who need to borrow in addition to
(or in place of) the Stafford Loan or Parent PLUS Loan

☼ These loan programs do not require minimum half-time enrollment.