Identity Theft
Why Should I
Safeguard My Student Aid Information?
Criminals steal personal data such as names, telephone
numbers, Social Security numbers, and bank and credit card
information. Using the stolen data, the criminal can fraudulently
obtain credit cards, buy items over the Internet, and even establish
cellular phone accounts. Complaints to the Federal Trade Commission
about identity theft have doubled each year since the Commission
began compiling its complaint database.
Reduce Your Risk
- Apply for federal student aid by filling out the Free Application for
Federal Student Aid (FAFSA) at
www.fafsa.gov.
- When
completing the FAFSA electronically, remember to exit the
application and close the browser.
- Keep your U.S. Department of Education (ED) PIN in a secure place. (Get
your PIN at www.pin.ed.gov).
- Don’t
reveal your PIN to anyone, even if that person is helping you fill
out the FAFSA. The only time you should be using your PIN is when
you are on ED Web sites, which are secure.
- Review your financial aid award documents and keep track of the
amount of aid applied for and awarded.
- Shred
receipts and copies of documents with personal information if they
are no longer needed.
- Immediately report all lost or stolen identification to the issuer.
How The
Government Keeps Your Information Safe
ED cares about the privacy of your personal information. The
information you share with us via our secure Web sites (e.g.,
www.fafsa.gov and
www.pin.ed.gov) goes through a process called encryption.
Encryption uses a mathematical formula to scramble your data into a
format that is unreadable by anyone who might intercept it. This is
how we do our part to keep your information safe—but you need to do
yours as well.
Report Identity Theft
If you
become a victim of identity theft or suspect that your student
information has been stolen, contact the appropriate agencies:
U.S. Department
of Education
Office of Inspector General Hotline
1-800-MIS-USED (1-800-647-8733)
complain online:
www.ed.gov/misused
Federal Trade
Commission
1-877-IDTHEFT (1-877-438-4338)
complain online:
www.consumer.gov/idtheft
Social Security
Administration
1-800-269-0271
www.ssa.gov
Equifax Credit
Bureau
1-800-525-6285
www.equifax.com
Experian
Information Solutions (Formerly TRW)
1-888-397-3742
www.experian.com
TransUnion
Credit Bureau
1-800-680-7289
www.transunion.com
For more information on identity theft see
phishing.
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