Services related to hospitalization, surgical procedures, referrals to specialists, and accident care (typically "insured services") are not covered by the OVP.
Students are expected to have their own health insurance to pay these expenses.
Patients will be responsible for verifying insurance requirements and coverage for specialist referrals and referrals for additional laboratory or radiology services.
Many students are covered by their parents' insurance.
Students who are married or who are no longer considered dependents on a family policy will need their own health insurance policies. We highly recommend you always have health insurance.
In the event a chronic condition is newly diagnosed, you may find you are unable to buy health insurance to cover your treatment because it would be considered a pre-existing condition.