The University provides group long-term disability insurance coverage for eligible faculty, administrative and support staff upon completion of three years of continuous service. There is no cost to employee; USI pays total premium.
The three year waiting period may be waived if the employee:
The long-term disability monthly income benefit equals 60% of the employee's monthly wage base (up to a maximum monthly benefit of $6,000), less the sum of benefits from other sources, such as Social Security or any other retirement disability benefits.
An employee may be eligible for disability benefits because of sickness or injury if the employee:
Benefits, if approved, start the first day of the month after the end of the Elimination period. The elimination period is 180 consecutive days of documented disability status.