Faculty & Staff

Benefits

• 2012 Open Enrollment
• Health Insurance 2011/2012
  • Anthem 300
  • Anthem 500
  • Anthem Lumenos CDHP/HSA
  • Welborn
  • Provider Contacts
• Health Reform 2011
• Benefit Forms
• Other Insurance Benefits
  • Dental Insurance
  • Vision Insurance
  • Flexible Spending Accounts
  • Long-Term Disability
  • Short-Term Disability
  • Group Life Insurance
  • Voluntary Life Insurance
  • Provider Contacts
• Employee Wellness Programs
  • Time to Get Fit
  • Anthem Wellness
• Additional Benefits
  • Paid Time Off
  • Leaves of Absence (FMLA, Personal)
  • Worker's Compensation
  • Retirement Savings Plan
  • Employee Assistance Program
  • Work-Life Resources
  • 2012 Summer Flex Program

Resources

Policies

Human Resources

Long-Term Disability

The University provides group long-term disability insurance coverage for eligible faculty, administrative and support staff upon completion of three years of continuous service.

The three year waiting period may be waived if the employee:

• is on at least a 75% regular academic or fiscal year assignment;
• was covered by his or her former employer under a similar group program through an insurance company where benefits were payable for a minimum of five years and which was in effect within 90 days prior to his or her employment at the University; and,
• provides documentation of such coverage to the Human Resources Department within 60 calendar days of the first day of employment.

The long-term disability monthly income benefit equals 60% of the employee's monthly wage base (up to a maximum monthly benefit of $3,500), less the sum of benefits from other sources, such as Social Security or any other retirement disability benefits.  In addition, the plan also provides a monthly annuity premium during the period of disability.

An employee may be eligible for disability benefits because of sickness or injury if he or she:

• is limited from performing the material and substantial duties of his or her regular occupation; and,
• has a 20% or more loss in indexed monthly earnings due to the same sickness or injury.

Benefits start the first day of the month after the end of the Elimination period. The elimination period is approximately six months, or 180 consecutive days of documented disability status.

For more information about the University's Long-Term Disability benefits, please refer to the University Handbook, section C.5, or contact the Benefits staff.

Long-Term Disability Certificate