Your Health in the U.S.

USI STUDENT HEALTH CENTER
The USI Student Health Center, located in the lower level of the Health Professions Building, Room 0091, provides many services, including:

Acute, minor care
Contraception counseling and referral
Administration of immunizations/injections
Flu and allergy shots
Free pregnancy tests
Laboratory testing
Physicals
Prescriptions
Diagnosis and treatment of sexually transmitted diseases
Medical procedures performed in the office

Where to get Medical Assistance when the Health Center is Closed

You may need to seek medical treatment at a time when the USI Health Center is closed. If you are ill during the night and want to see a doctor, the only option available is the emergency room at a local hospital. Medical treatment in the emergency room can be very costly. If you go to the emergency room for something that is not an emergency, your health insurance will probably not cover all of the costs. Please familiarize yourself with the following information regarding treatment at an emergency room.

Please remember that most insurance companies will only pay for a hospital emergency room bill if the reason for going is life threatening, could seriously harm bodily functions, or could seriously reduce the function of a body organ or body part. The list on the following page will help explain when to go to the hospital. 

Good Reasons to Go to the Emergency Room

• Loss of consciousness

• Intolerable and uncontrollable pain

• Severe shortness of breath

• Chest pain

• Uncontrollable bleeding

• Poisoning (NOTE: If possible, call your poison control center first and ask for immediate home-treatment advice)

• A major injury, such as head injury

• Severe or worsening reaction to an insect bite or sting, or a medication, especially if breathing is difficult

• Stupor, drowsiness, or disorientation

Not Very Good Reasons to Go

• Earache

• Minor laceration (cut) where bleeding is controlled

• Minor dog bite where bleeding is controlled

• Possible broken bone (if bone is showing or if limb is deformed go directly to the Emergency Room)

• Possible strain

• A blistered sunburn, or minor blistered cooking burn

• Bee or insect sting, or delayed swelling (if there is breathing difficulty go directly to the Emergency Room)

• Rash

• Fever (if there is a convulsion, go directly to the Emergency Room)

• Sexually transmitted disease (STD)

• Colds or cough, sore throat or flu

If you are ill or have been seriously injured in an accident, call 911 for an ambulance to take you to the emergency room at the hospital. Please have someone at the hospital call Heidi.

Call Heidi immediately if you have any problems involving the police or the sheriff's department. In the past, some international students have been embarrassed or did not want to bother anyone. By trying to take care of the problem alone, they made the problem worse or had to spend time in jail when jail time may have been avoided.

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Health Insurance Policy

All international students (F-1 or J-1 visa holders and J-1 dependents) must have adequate health insurance while enrolled at the University of Southern Indiana. The LewerMark Student Insurance Plan offers comprehensive coverage designed for international students. You will be billed $960 for the cost of this program at the beginning of the academic year, for coverage from August 2010 to August 2011. Exchange students and other students who will enroll for one semester only can purchase coverage for that period of time ($400 for fall or spring semester). 

The USI health insurance coverage may be waived if you already have adequate health insurance. You must provide an insurance certificate or other documentation in English, showing that your health insurance meets the minimum requirements.

Minimum coverage must provide: Medical benefits of at least $50,000 per accident or illness Repatriation of remains in the amount of $25,000 Expenses associated with medical evacuation to student's home country in the amount of $10,000 A deductible (the amount you pay) not to exceed $500 per accident or illness Coverage for entire 20010-2011 academic year The insurance policy must be underwritten by an insurance corporation having an A.M. Best rating of "A-" or above, or the endorsement of the student's government.

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