Short-Term Disability insurance is an employee-paid voluntary benefit that helps provide a partial income replacement for temporarily disabled faculty and staff. This benefit is a supplement to the University's sick pay benefit that will be of special interest to those (like short-service faculty and staff) with limited sick banks. The plan allows employees to use a limited amount sick time (typically 1.5 hours per day) while receiving Short-Term Disability benefits.
New hires are eligible to enroll within 30 days of hire. Rates are determined by age and salary as of January 1 of each year.
Evidence of Insurability Submission
Employee may also enroll during the plan year, if they have a life event change. Enrollment must be within 30 days of the life event change. Employee will need to complete Evidence of Insurability. Please see this guide on how to submit your EOI.
To qualify for the voluntary Short Term Disability (STD) insurance, you must be:
- A regular, non-temporary, benefits-eligible employee of the University of Southern Indiana, excluding full-time members of the armed forces, leased employees and independent contractors
- Refer to Human Resources for additional eligibility information
Employee Coverage Effective Date
Please contact the benefits staff for more information regarding the following requirements that must be satisfied for your insurance to become effective. You must satisfy:
- Eligibility requirements
- An eligibility waiting period, if applicable
- An active work requirement; this means that if you are not actively at work on the day before the scheduled effective date of insurance, your insurance will not become effective until the day after you complete a period of active work as an eligible employee
- Covers accidents and sicknesses for up to 26 weeks
- Weekly benefits are 60% of your weekly salary up to a maximum of $1,500 per week
- Benefits, if approved, begin on the 15th day for accidents and sickness
- The University's Group Number is 955719