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The dental plan is a benefit provided through Paramount Dental The plan benefits are 100% for preventive and 50% for restorative services. Annual maximum benefit per person is $1,350. The dental plan also covers orthodontic procedures with a $1,200 lifetime maximum benefit for adults and children.

Members enjoy:

  • No deductibles
  • No claim forms
  • No waiting periods
  • No pre-existing condition clauses
  • No balance billing
  • A large dentist network, including specialists
  • Exams, x-rays, routine cleanings, and fluoride covered at 100% with few limitations

2024 Rates

Bi-Weekly Rate Monthly Rate
Employee $2.77 $5.54
Employee and Spouse $5.84 $11.68
Employee and Child(ren) $6.90 $13.80
Family $10.03 $20.06

For a directory of providers near you visit: https://www.insuringsmiles.com/ 

Paramount Dental provides a great benefit for USI employees and family members that elect the plan, see the Summary Plan for more details. 

Paramount Dental does not issue customized cards, but if you want to do so, you can request a generic card by calling 800-727-1444. 

Network Savings
The option is tied to a network of participating dentists who have signed contracts and agreed to accept certain fees for dental services. A member must visit a dentist in the network in order to enjoy the contracted savings. For example, if the normal cost for a dental procedure is $300 and a contracted network dentist has agreed to perform that same procedure for $250, the member realizes the $50 savings immediately upon treatment. We can’t guarantee that all dental services will be discounted, but more often than not, they will be.

Annual Allowance
In addition to network savings offered on over 250 dental services, this option has an added bonus – a $100 Annual Allowance per member. A member may apply their $100 Annual Allowance to any of the service codes available for discount under this option (see Schedule A). A network dentist should always file a claim on behalf of their patient. That enables us to process and apply your $100 Annual Allowance to your claim, and provide an Explanation of Benefits (EOB) to you. Therefore, services, charges and savings may be verified for accuracy. It’s about another choice. It’s about an alternative way to access dental care that provides consumers with choice, savings and convenience. It’s an option that is more consumer driven and for those people who take on more personal responsibility for their oral health care, demand savings and want to pay as you go.

Read the brochure for full details! 

This is not insurance, please read carefully.