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During the Open Enrollment period as a retiree, you have the opportunity to evaluate your insurance needs and make changes in your benefits for the following plan year. The 2023 Benefits Open Enrollment period will be October 20, 2022, through November 3, 2022. 

  • Presentations: from United Healthcare
    • October 31, 2022 at 1:00 p.m.
    • November 2, 2022 at 11:30 a.m.
  • Benefits Bash: Representatives from USI’s benefits team and providers will be available to answer questions
    • October 20, 2022 from 9 to 3:00 p.m., UC East 2217-2220
  • Flu Shots and Screenings: The Nursing Program in partnership with the University Health Center will provide flu shot and health screenings.
    • Thursday, November 3, 2022, UC West 226-227
    • Flu shots
    • Cholesterol Screenings
    • Blood Pressure Screenings
    • Bring a copy of your medical insurance card
  • Non-Medicare Eligible Retirees and dependents will remain on Anthem Core or Buyup, with a modest increase (2.5%) in premium and no plan changes.
  • Medicare Eligible Retirees and dependents will remain on the United Healthcare Medicare Advantage Plan.
    • 2023 Premiums have a modest increase (Core - 2.04% & Buyup 2.13%)
    • 2023 Benefit enhancement – Personal Emergency Response System through Lifelock
    • 2023 Benefit enhancement – Routine Vision Enhancements
    • New provider for Retiree Life Insurance – Sun Life
      • Same benefits as before, just a new provider
    • Dental Premiums have a modest increase of 3.0%
  • Inform the Benefits Team of any changes you wish to make
  • If you do not need to make changes, no action is needed
  • Complete the Amwins election form and mail using return envelope or fax to 888-883-0774
  • Remember to update Amwins with any billing changes
  • Remember to update beneficiaries at TIAA and with USI    

Provider

Benefits

Contact Number

Amwins Group Benefits

Contact for eligibility, billing and benefits

1- 855-345-7788            

8:00 a.m. – 8:00 p.m. - 5 days a week

United Healthcare

Contact about Medicare Advantage Plan benefits or claims

 

1- 877-714-0178, TTY 711

8:00 a.m. – 8:00 p.m. - 7 days a week

Paramount Dental

Contact about Dental Plan benefits or claims

 

1- 800-727-1444

7:00 a.m. – 5:00 p.m. - 5 days a week

Amwins is the company that handles eligibility and billing for the university retiree plans. Once an eligible employee reaches retirement, they will set up payment with Amwins. 

Please update the Direct Payment Authorization Form and send to Amwins. 

United Healthcare is the company that provides the University's retirement health plans. The University offers a Medicare Advantage plan to eligible retirees. 

The United Healthcare Medicare Advantage Plan, like other advantage plans, requires retirees to enroll in and pay for Medicare plans A and B. The UHC Medicare Advantage plan enhances and bundles the plans together so that providers only need to bill one insurance plan. Learn more about the Medicare Advantage Plans at medicare.gov and in.gov/ship/.

No, currently the retiree must be enrolled in either the Anthem Retiree plan for those that are not Medicare eligible or the United Healthcare Medicare Advantage plan for the spouse to have coverage. 

The Medicare Advantage plans are single plans, but a retirees spouse's coverage is based on the retirees coverage, so if the retiree is on the Core plan then the spouse has to be on the Core plan.

As your 65th birthday approaches, you will receive a enrollment packet from Amwins. Once you receive it, you will need to elect the plan you want. You will also need to make sure you enroll in Medicare A and B in order to enroll in the University's Medicare Advantage plan.  

If an eligible employee is not yet eligible for Medicare then they will remain on the Anthem Health Plan until they are eligible. Once they are eligible they will automatically switch to the Medicare Advantage Plan.  

The Housecalls program is not required and does not take the place of your primary doctor. Think of a HouseCalls visit as an extra layer of care. It gives
you valuable one-on-one time you don’t always get in the
doctor’s office. Plus, we share details about your visit with
your regular doctor. 

Prescriptions costs can be high, but there are ways to save. Retirees can contact United Healthcare to ensure they are using the Preferred Pharmacy Network and consider using the Home Delivery 90 day supply for maintenance drugs. In addition retirees can check on the best places to get prescriptions by visiting the following price comparison websites. 

GoodRx - Compare prices and get coupons for prescriptions. Good Rx coupons can be used instead of insurance. The pharmacy can tell you which is the better deal. Click on the link for more information.

BlinkHealth -  Compare prices and get coupons for prescriptions. Blink Health coupons can be used instead of insurance. The pharmacy can tell you which is the better deal. Click on the link for more information.

Extra Help - Medicare beneficiaries can qualify for Extra Help paying for their monthly premiums, annual deductibles, and co-payments related to Medicare Part D (prescription drug coverage). You can apply online or call 800-772-1213. 

Paramount Dental (formerly HRI) is the current dental provider for the University. There is typically not a card issued at retirement. 

Vision is not offered as a retirement benefit but can be extended by 18 months through COBRA once you retire.